Here are issues to consider when you're offered stock options as part of a compensation package.

1. Evaluate your compensation package on traditional merits including base salary, benefits and guaranteed bonuses.

2. Think of stock options like you would a lottery ticket. It would be wonderful if you win, but not devastating if you don't.

3. When looking at a job offer, focus on the management -- who they are, what experience the management team has, etc.

4. Look at the job for career growth potential and its day-to-day components, not as a possible ticket to wealth.

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